Your Business Legacy, Funded and Secured.
For 20 years, WHC has served Entrepreneurs. We provide the strategic capital and M&A expertise Maryland entrepreneurs need to acquire, scale, and exit with confidence. We specialize in deals under $5 million.
SPEAK WITH A LOAN OFFICER
LIST AND SELL YOUR BUSINESS
BUY A BUSINESS
GET PREQUALIFIED
FUND YOUR BUSINESS
*Funding to Buy: We fund the gap between your ambition and your next acquisition. From SBA 7(a) buyouts to complex private debt, we structure efficient “no-surprise” deals.
*Funding Before You Sell: Need to invest in technology, inventory, or leadership to maximize your sale price? We provide the bridge capital and expertise to close your “Value Gap” before you go to market.
SELL YOUR BUSINESS
*List and Sell: Whether you are ready to retire, move on to the next venture, or just want to test the market, we can help. We have a variety of options to help you determine what your business is really worth and the support you need to sell your company for top dollar and transfer ownership smoothly.
BUY A BUSINESS
*Choose Your Industry and Get Connected: If you are ready to invest in an established profitable business, instead of experiencing the trial and error of building from the group up, we can help. Talk to a WHC Advisor and let’s get you connected to industries and companies that meet your cash flow requirements and allow you to stay out of the day-to-day of operations.
Why WHC Lending?
“Since 2006, we have advised over 12,000 businesses, helped create thousands of jobs, grown the tax base, and positively impacted the economy. We’ve been recognized by the SBA, Johns Hopkins Carey Business School, various Chambers of Commerce, the Governor, numerous Mayors, the Comptroller, and over a dozen elected officials for our work in the business community. We know Maryland better than anyone. ” — Will Holmes, Founder
How 20 Years of Consulting Benefits You
For sellers: We use our 20 years of tech consulting to identify and implement AI and automation workflows that reduce overhead and increase net profit. This ensures you go to market with a lean, high-multiple operation rather than a manual, low-value one.
For buyers: We go beyond the balance sheet to audit a target’s management systems and technical infrastructure. Our “consultant’s eye” identifies hidden operational deficiencies that traditional brokers miss, protecting you from buying a “fixer-upper” at a premium price.
Leverage Our National Network
WHC has assisted in the growth of thousands of businesses across the United States. These trusted relationships allow for off-market opportunities and solid offers from trusted buyers.
Apply for Funding
Maryland remains a top state for SBA lending. Since most deals under $5M are funded via SBA, our dual role as a lender and advisor allows us to offer quick approvals and competitive interest rates. Plus, our network of private equity and top lenders help us fund your deal quickly. Use the quick application below to start!
We offer a wide range of commercial loans and lines of credit to help support your business growth, including:
- Business Term Loan
- Business Lines of Credit
- SBA Loans
- Accounts Receivable Line of Credits
- Commercial Real Estate Financing (including 100% financing options)
- Merchant Cash Advances
- Business Credit Cards
- Equipment Financing
- Invoice Factoring
- E-Commerce Loan
Through our relationship with our Commercial Lending Partners, our customers can access affordable financing. We have programs for startups and funding up to $50 million for growing businesses. We also have connections to emergency funding. We can help you with:
- Working capital to support a thriving business
- Funds to grow or expand a business
- Financing for tenant/leasehold improvements
- Low-cost loans to buy an existing business
- Funds for the consolidation of debt
- Emergency Funds
- Commercial Real Estate
- Refinancing Existing Loans
- Real Estate Development
Loan Process
LET’S BEGIN WITH STEP ONE, THE WHC QUICK APP!